Responsibility for a Deceased Relative's Debts

The loss of a loved one is tough to begin with, but if the loved one left debts behind, it can be even tougher. Family members other than a spouse generally should not have to pay for a decedent's debts, but it is important to know your rights because collection agencies, and scam artists, may target the decedent's relatives.

Usually the loved one's estate is responsible for paying any debts. If the estate does not have enough money, the debts will go unpaid. The debt collectors may not collect payment from relatives (unless they were co-signers or guarantors). However, if you are the spouse of the decedent, you may have responsibility for any debts that were jointly held.

Full article at Elderlawanswers.com

 

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